PRIVACY POLICY

Any user of our website is hereby bound by the privacy as stated below. If you are not comfortable with the privacy policy stated below, please be advised that you are using the site at your own risk, and are wholly responsible for any person using your computer to access it.

Your privacy is important to us. It is Barangka Credit Cooperative’s policy to respect your privacy regarding any information we may collect from you across our website, https://barangkacoop.com, and other sites we own and operate.

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used.

We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification.

We don’t share any personally identifying information publicly or with third-parties, except when required to by law.

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies.

You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.

Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us via our “Contact Us” page

This policy is effective as of 31 July 2020.

Preferred Share Capital Subscription Agreement

Term & Conditions:

1. Qualified Members:

1.1. Associate Members

1.1.1. Associate member must subscribe fifty (50) shares with a unit value of ₱100.00 per share or a total of Five Thousand Pesos (₱5,000.00).

1.1.2. Subscription on preferred share capital can be paid on a monthly or lump sum basis within 24 months upon approval of his/her membership.

1.1.3. No associate member shall own or hold more than 10% of the total subscribed share capital of the Cooperative.

2. Incentive Reward for Additional Subscription

Preferred Share Capital is an interest-bearing capital investment with a fixed and assured interest rate of 7% per annum where a member may subscribe. The amount subscribed by a member on preferred share capital has no voting rights privileges.

3. The interest on share capital of a member with fully paid preferred share capital shall be paid based on prescribed regulations indicated in BCC By-Laws:

3.1. 75% shall be allocated cash dividend, which can be credited to member’s ATM card or savings account.

3.2. 25% shall be allocated and credited to member’s share capital account as additional paid-up preferred capital.

4. Associate and regular members may continue to subscribe on their preferred share capital account with the cooperative, provided that the total paid subscription shall not exceed Twenty-Five (25%) percent or one fourth (1/4) of the total authorized share capital of the cooperative.

5. No member shall transfer their balances from preferred share capital to common share capital or vice versa. Transfer of shares shall be allowed subject to the provisions under Section 77 of the By-Laws and Article II, Sections 8 & 9 of BCC Membership Policy.

6. Members/Co-Owners may choose one (1) mode of deposit in paying their subscription on share capital. For over the counter deposits, members may go to the nearest BCC office or thru its authorized bank partners. For deposit made in authorized bank partners, members must notify or present the duplicate copy of bank validated slip to BCC as a proof of deposit.

7. A penalty of 2% shall incur every month for unpaid subscription on preferred share capital of a member.

BCC's Data Privacy Consent

I authorize and give my consent to Barangka Credit Cooperative (BCC), a primary multi-purpose cooperative registered under the Cooperative Development Authority (CDA), to collect, process, update, disclose, retain, and dispose of my personal information and other sensitive personal information contained in my future member information sheet record form and any other forms of documents that I have or will submit to BCC, whether manually or electronically, in accordance with the *Data Privacy Act 2012, and its implementing Rules and Regulations (IRR):

• To verify and share my personal information from any person or entity that BCC may deem necessary including, but not limited to, credit bureaus, financial institutions, and government authorities such as the Cooperative Development Authority (CDA), Bureau of Internal Revenue (BIR), and third parties like BCC accredited agencies and service providers;

• To establish, confirm, review or update my record;

• To manage and process my account and/or services provided to me;

• To conduct membership risk, capacity and suitability assessment, product development and audit;

• To market its products and services, and other legitimate business purposes; and

• To comply with its reporting obligations under applicable laws, rules, and regulations.

I understand that any information provided to BCC is protected. BCC will only collect my Personal Information and other sensitive personal information through secure means, i.e. in person at BCC branches, via recorded line through BCC hotlines and in-house collection, e-channels – BCC business online platform, website, emails, and social media accounts.

I understand that this authorization/consent shall continue to be in effect throughout the duration of my membership with BCC and/or until the expiration of the records retention limit set by the relevant laws and regulations for membership account closure, and the period set until destruction and/or disposal of my records unless earlier withdrawn in writing.

I agree to hold BCC and the persons or entities from whom it may obtain, or with whom it may disclose or verify my personal information and other sensitive personal information free and harmless from any liability arising from the use of any such information.

Finally, I have read and understood and consent to be bound by all the terms and conditions stated above.

*https://www.privacy.gov.ph/data-privacy-act-primer/

APPLICATION FOR ASSOCIATE MEMBERSHIP
MEMBER TYPE * select account classification.

TERMS & CONDITIONS
I have read and agree to the Privacy Notice.
Click/tap here to read Privacy Notice.
I have read, understood, and accept the BCC Preferred Share Capital Subscription Agreement Terms & Conditions.
Click/tap here to read Preferred Share Capital Subscription Agreement Terms & Conditions..
In compliance with the Data Privacy Act (DPA) of 2012 and its Implementing Rules and Regulations, I agree and authorize Barangka Credit Cooperative (BCC), a primary multi-purpose cooperative registered under the Cooperative Development Authority (CDA), to use my Personal Information to process any transaction related in the availment of Barangka Credit Cooperative's Products and Services, including the insurance services and administer the benefits as stated in the policy and other service agreements and inform me of future customer campaigns and base its offer using the personal information I shared with the company. *
Click/tap here to read full BCC's Data Privacy Consent.
Please click/tap the checkboxes to proceed with your application.

DATE OF APPLICATION auto set as date today.

APPLICATION TYPE *

PLACE * select which branch you apply.

INTERESTED IN *
Savings / Share Capital / Time Deposit
Loans
Insurance (Health, Accident, etc)
Others
you may check more than one.

PERSONAL INFORMATION

LAST NAME * mandatory field.
GIVEN NAME * mandatory field.
MIDDLE NAME optional.
NICKNAME * mandatory field.
PRESENT ADDRESS *
OFW (Overseas Filipino Worker) If you are an OFW or currently living in another country please click the checkbox.
Don't know your REGION & PROVINCE? kindly type your city/municipality to know your Region & Province

REGION * mandatory field.
PROVINCE * mandatory field.
CITY/MUNICIPALITY * mandatory field.
BARANGAY * mandatory field.
STREET * mandatory field.
BLDG. / HOUSE NO. mandatory field.
LENGTH OF RESIDENCY enter residency year and select month.
HOUSEHOLD NO. * mandatory field.
HOME OWNERSHIP * mandatory field.
PERMANENT ADDRESS *
Same as Present Address
REGION * mandatory field.
PROVINCE * mandatory field.
CITY/MUNICIPALITY * mandatory field.
BARANGAY * mandatory field.
STREET / SUBDIVISION * mandatory field.
BLDG. / HOUSE NO. optional.
PROVINCIAL ADDRESS * mandatory field.
CONTACT NUMBER * mandatory field.

BIRTH DATE & AGE * mandatory field.
PLACE OF BIRTH * mandatory field.
GENDER * mandatory field.
CITIZENSHIP * mandatory field.
EDUCATIONAL ATTAINMENT * mandatory field.
FOR POST GRADUATE *
FOR OTHERS *
CIVIL STATUS * mandatory field.
IF MARRIED, ANNIVERSARY DATE *
MOTHER'S MAIDEN NAME * mandatory field.
TIN No. * mandatory field.
SSS/ GSIS No. optional.
E-MAIL ADDRESS * mandatory field.
AFFILIATION/ CIVIC ORGANIZATION MEMBERSHIP
ORG. TYPE optional.
ORG. POSITION optional.
ORG. NAME optional.
PERSON WITH SPECIAL NEEDS (PSN)
MEMBERSHIP SOURCE
SOURCE * mandatory.
REFERRED BY * who referred.
FOR ADULT SAVERS / ADULT SPECIAL GOVT. MEMBERS
UPLOAD TWO (2) VALID GOVERMENT ID CARDS
VALID ID 1 * Please take a photo of your valid ID.

VALID ID 2 * Please take a photo of your valid ID.

PROOF OF BILLING * Please take a photo of your Billing.

FOR ALLIED PATRONIZER MEMBERS
UPLOAD VALID GOVERMENT ID CARDS * Please take a photo of your valid ID.

FOR BEELAB MEMBERS
NAME OF SCHOOL optional.
TYPES OF INSTITUTION Public Private optional.
PSA / SCHOOL ID * Please take a photo of your School ID.

PARENT/GUARDIAN ID * Please take a photo of your Parent / Guardian ID.

SPOUSE/ PARENT/ GUARDIAN INFORMATION
LAST NAME * spouse/ parent/ guardian last name.
FIRST NAME * spouse/ parent/ guardian first name.
MIDDLE NAME spouse/ parent/ guardian middle name.
SOURCE OF INCOME * spouse/ parent/ guardian source of income.
CONTACT NO.: * spouse/ parent/ guardian contact number.
SIGNATURE *
Member/Parent/Guardian Signature (for members below 18 yrs old) Signature Over Printed
Please recognize in the payment of the transaction on my account the following e-signatures:
UPLOAD SIGNATURE Having difficulty with the signature pad? Just click the checkbox..

To proceed, click 'Next'.

SHARE CAPITAL SUBSCRIPTION ENTRY
Associate member must subscribe fifty (50) shares with a unit value of P100.00 per share or a total of Five Thousand Pesos (P5,000.00). Subsription on preferred share capital can be paid on
TYPE OF SUBSCRIPTION * mandatory field. (optional for BEELAB)
AMOUNT SUBSCRIBED
TERM OF PAYMENT * mandatory field. (optional for BEELAB)
TERM OF SUBSCRIPTION (MONTHS) * mandatory field. (optional for BEELAB)
MODE OF PAYMENT * mandatory field. (optional for BEELAB)

PROOF OF MEMBERSHIP PAYMENT / DEPOSIT * Please provide a portrait photo of your payment.

FIRST PAYMENT DATE * please select a date and ensure it is not in the past.
AMORTIZATION
DUE DATE
NUMBER OF PAYMENTS

REVIEW PAGE
MEMBER TYPE:
DATE OF APPLICATION:
PLACE:
INTERESTED IN:
PERSONAL INFORMATION
LAST NAME:
GIVEN NAME:
MIDDLE NAME:
NICKNAME/ ALYAS:
PRESENT ADDRESS
BLDG. / HOUSE NO.:
STREET:
BARANGAY:
CITY / MUNICIPALITY:
LENGTH OF STAY
HOUSEHOLD NO.:
HOME OWNERSHIP
PERMANENT ADDRESS
BLDG. / HOUSE NO.:
STREET:
BARANGAY:
CITY / MUNICIPALITY:
PROVINCIAL ADDRESS:
TELEPHONE/ MOBILE NO.:
BIRTH DATE:
AGE:
PLACE OF BIRTH:
GENDER:
CITIZENSHIP:
EDUCATIONAL ATTAINMENT:
CIVIL STATUS:
MOTHER'S MAIDEN NAME:
TIN NO.:
SSS/ GSIS NO.:
E-MAIL ADDRESS:
AFFILIATION/CIVIC ORGANIZATION MEMBERSHIP:
PERSON WITH SPECIAL NEEDS (PSN):
SPOUSE/ PARENT/ GUARDIAN INFORMATION
LAST NAME
FIRST NAME
MIDDLE NAME
SOURCE OF INCOME
CONTACT NO.
SHARE CAPITAL SUBSCRIPTION ENTRY
TYPE OF SUBSCRIPTION:
AMOUNT SUBSCRIBED:
TERM OF SUBSCRIPTION (MONTHS):
TERM OF PAYMENT:
MODE OF PAYMENT:
PROOF OF PAYMENT:
AMORTIZATION:
NUMBER OF PAYMENTS:
FOR AD & ASG
VALID ID 1.
VALID ID 2.
PROOF OF BILLING
FOR AP
VALID GOVT. ID CARD
FOR BEELAB MEMBERS
SCHOOL NAME
SCHOOL TYPE
PSA / SCHOOL ID
PARENT/GUARDIAN ID
UPLOAD 2 x 2 PICTURE *
PICTURE
SIGNATURE
CONFORME
I hereby state under oath that the information supplied herein is true and correct to the best of my knowledge. Also, I confirm that I have read in full the membership pledge, terms & conditions and I fully understand that my information willfully withheld or intentionally made to mislead may be due cause for denial of this membership application.